Car Crash Survival Guide
There is an alarming rate of twenty to fifty million people injured in car accidents every year. Due to this large number, there is a high chance that you or your loved ones may be in an accident at some point in time. It may be a minor accident or it may be major. Regardless, we’re here to make sure you know exactly what to do.
As long-time auto accident attorneys in Cherry Hill, NJ, we’ve seen our fair share of accidents. With more than $1 billion recovered for our clients, we know exactly how to fight for you. This combination of experience and tenacity is why we’re putting together this survival guide. Keep reading to learn what you need to know about accidents and don’t hesitate to call us today if you’ve been in an accident.
Call 856.354.0900 today for a free case evaluation.
Your Insurance Options
Before getting into anything accident related, it’s important to step back and consider your insurance options. Most drivers have $100,000/$300,000 personal liability, $25,000 medical, $100,000 property, and $25,000/$50,000 uninsured or underinsured coverage. These drivers pay an average of $1,202 for this coverage, according to AAA.
While these levels of coverage may be the norm, they aren’t always the most ideal. It’s a smart move to get a minimum of $300,000 in uninsured or underinsured motorist coverage. This is due to the 13% of drivers who are on the roads with absolutely no insurance and the many more who are underinsured.
Step one in our car crash survival guide? Make sure you are proactive in your insurance coverage.
What to Do During an Accident
Simply stay calm and relaxed. This is easier said than done, of course. Your car may be spinning, tumbling, being knocked upside down, and staying calm and relaxed is likely the last thought on your mind. Still, relaxing your body will help your limbs, neck, and chest sustain less damage. This is due to the fact that when relaxed, the duration of impact to various parts of your body last longer than when your muscles are tensed. This results in a reduced force of impact and a smaller risk of injury.
Now that you know what to do during an accident, our car crash survival guide will look at what to do once the accident is over.
What to Do After an Accident
The very first thing you should do after a car accident is call 911. This ensures that emergency medical services and police will be dispatched. This is good for multiple reasons. First, you want to make sure that everyone who is injured, even those with minor injuries, get the appropriate medical care. Second, you want the police to prepare an accident report.
After calling 911, you should check that all individuals implicated in the accident have not been injured. This includes yourself. Can everyone stand up, move around, and remember things properly? If not, it’s a good idea to leave them where they are. Do not try to move someone who’s injured. This is likely to do more harm than good.
Next, you should document the scene of the accident. This includes taking pictures of all the vehicles involved, speaking to all the witnesses, and noting all relevant contact information. You’ll also want to get the names and badge numbers of any police officers on scene.
Finally, you should contact a New Jersey auto accident law firm. While it may be tempting to call your insurance company right away, you should ALWAYS speak to an attorney first. Your insurance company is likely to offer far less in compensation than what your accident is worth. This isn’t because they are bad or unethical – this is simply the nature of how insurance companies work.
When you call Rossetti & Devoto, PC, or any auto accident attorneys, you’re protecting yourself against low offers from your insurance company, as well as any lawsuits from the other individuals involved in the accident. To put it another way, we are your defense after an accident.
You are now familiar with how to handle a potential car accident. Given that you’re prepared, make sure to retain New Jersey’s premier personal injury law firm. Call us today at 856.354.0900 for a free case evaluation.