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Suing for Damages: Who Pays? The Person at Fault Pay or Their Insurance Company?

suing for damages

Suffering an injury at the hands of another is never easy to deal with. This is especially if you decide to file a lawsuit. Yet many people that we represent tell us that they feel awkward suing someone personally for damages. Fear not. In almost all cases, the insurance company for the wrongdoer is paying for his or her attorney, in addition to any damages caused by their negligent acts as part of the insurance agreement with the wrongdoer. Whether it is through auto insurance, homeowners insurance, or renters insurance, almost all claims are paid and defended by the insurance company.

The Insurance Company Pays for the Attorney and Damages

personal injuryThe insurance company will appoint an attorney for the wrongdoer, defend the claim and pay the settlement or judgment. While the lawsuit has to be in the name of the individual wrongdoer, this is a legal formality only. And, the individuals are not the ones paying for your injuries or damages. So now you know. In almost every case we handle, the insurance company, and not the individual wrongdoer, pays all of the damages. However, just to be on the safe side, it may be better to take a personal injury protection coverage. If you’re not sure where to look for them, TruStage Insurance may be able to direct you to the appropriate insurance coverage. More information on them can be found here.

Injured in an Accident? Speak to an Attorney Today!

If you or a loved one suffers injuries in any type of accident, it’s important that you speak to a personal injury attorney about your case. The team from Rossetti & DeVoto, PC will fight to help you in suing for damages and in acquiring the compensation you deserve. With offices in Cherry Hill, Hackensack, and New Brunswick, we are New Jersey’s personal injury law firm. Call us today at (844) 263-6260 to schedule a free consultation.

Lou and Andy listed in Best Lawyers

Rossetti & DeVoto

Lou DeVoto and Andy Rossetti have been included in the New Jersey's Best Lawyers list for Personal Injury Litigation. This is the 16th year in a row that each attorney has been listed in the elite rankings.

Did you know . . .

Rossetti & DeVoto

Rossetti & DeVoto, PC was included in the latest listing of the Bar Register of Preeminent Lawyers by Martindale-Hubbell, a ranking of distinguished law firms in America. Fewer than 5% of all law firms are included in the Bar Register.

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